Frequently asked questions

Q: Who is eligible for the program?

A: Currently, the program is available for participating Self-Funded and all Fully Insured

BCBSND employer groups. Eligible individuals will be notified, and will be given

a welcome letter. This will be required upon enrolling in the program.

Q: How does the program work?

A: Eligible Blue Cross Blue Shield of North Dakota (BCBSND) members, enrolled

in this program, who work out at a participating facility 12 days per month, receive

up to a $20.00 credit on the health club membership. Clubs must have a usage

tracking mechanism to participate in the program. Apex Management Services

will work with clubs to acquire the specific data transfer requirements.

Q: What if my member’s monthly club fees are less than $20.00 per month?

A: If a member’s monthly membership is less than $20.00, the member’s credit

will reflect the amount the member pays per month. For example, if the monthly

membership fee is $15.00 each month, the member will be credited $15.00

each month they work out 12 times.

Q: How will my members receive their reimbursement?

A: There are different options for this. Depending on your existing systems for payment,

there are different possibilities. Apex will provide one monthly tracking report

to BCBSND including all eligible club members, and in return, Apex will distribute

the credit funds accordingly.

• Clubs can credit their members EFT.

• Clubs can bank credits for their members who are paid in full to use

towards their renewal.

• Services from Apex are flexible enough to meet the needs of virtually

any health club.

Q: What do I need to do to participate in the program?

A: You can participate in NIHCA by completing the online application at

www.nihca.org, and you will be listed immediately as a participating club.

Then inform your staff of your decision to participate in this program.